Debtor Tracing

Debtor Tracing, Tracking & Profiling

Locating Missing Debtors Since 1977

Research Associates was first established in August 1977 as a private intelligence agency specialising in locating missing debtors and tracing missing persons. Over time we have evolved into an approachable, highly professional intelligence and investigation agency with a reputation for delivering solutions and results; helping resolve problems with both focus and expertise.

Debtor Solutions for Clients

With so many years of experience serving private individuals, executives, entrepreneurs, business and public sector organisations, Research Associates have a wealth of industry knowledge and experience and provide an unrivalled level of customer service, including:

  • Tracing/Locating absconding debtors worldwide (since August 1977)
  • Highly experienced and professional investigators and reseach professionals
  • A full back up intelligence service using only dedicated experts
  • A legal and compliant asset searching service
  • Clear debtor solutions for our clients
  • Investigation utilising both state of the art and established techniques
  • Complete worldwide and local coverage
  • Exclusive 24-48 hour fast response service
  • Supplying valuable information regarding the County Court process
  • A dedicated Project Manager throughout
  • Structured evidence reports
  • Excellent standards of practice

Finding Absconding Debtors

Research Associates has been accurately locating the confirmed whereabouts of debtors throughout the UK and worldwide for over thirty years and are now widely regarded as leaders in their field. Research Associates has been tracing missing debtors for some of the world’s largest and well known financial institutions including banks, building societies, mortgage lenders as well as various government departments since being first established in 1977. We now offer the same high degree of service to business and corporate users as well as private individuals.

We pride ourselves on delivering a rapid turnaround; in supplying a fully confirmed address for an absconding debtor, whilst always working within the UK government’s stringent legislation (Article 8 of the Human Rights Act, the Data Protection Act and where relevant the Regulation of Investigatory Powers Act 2000). Over the last three decades Research Associates has amassed vast in-house records, databases and legal resources which enable us to supply the addresses of debtors more rapidly and cost effectively than less well established agencies who may rely on non-legal means.

A core principal of Research Associates debtor tracing policy is that at no time during the tracing of the individual do they become aware they are being investigated or know they have been found. This ensures that the subsequent legal process is not frustrated or compromised and that the individual is not given any opportunity to hide assets. A subsequent legally compliant Asset Searching service may also be implemented to effectively locate both liquid and tangible assets.

‘Professional Debtors’

Some individuals who owe money often disappear with the specific intention of avoiding payment, frequently attempting to hide their current whereabouts using false or altered names, not registering for services associated with their residential address, or going to the extent of changing their registered name (privately by deed poll). Research Associates effectively trace people as a matter of routine, even in difficult circumstances where individuals are actively trying to remain hidden.

Asset Location Investigations

Where a debtor is either involved in ongoing court procedures or a crime, our team are able to instigate legally compliant cutting-edge procedures to locate both tangible and liquid assets both in the UK and worldwide.

Note: For legal reasons, it is very helpful to formally let us know at the time of initial instruction that we are locating a debtor, as we are then able to make use of very helpful legislative consents, which allow us legal access to otherwise prohibited databases, some of which we may not have the right to use under other circumstances. This ensures the process of locating of a person becomes more straightforward and therefore more cost-effective.